NE
Growth and funding
Getting your business ready for a loan
What lenders ask for, how to get your records and statements ready, and how to choose a loan size your business can actually repay.
Blog
Practical guides for running a better business.
Plain advice on money, stock, selling, staff, tax and growth, written for owners who run the business from their phone.
12 articles for “mobile money”. Clear search
Staff and payroll
Paying staff properly: payslips, SSNIT and records
How to agree pay clearly, work out SSNIT correctly, handle PAYE, give proper payslips and keep the records that protect you and your workers.
Tax and compliance
The tax records every small business should keep
Sales, purchases, expenses, payroll and statements: the records that back up your tax returns, how to organise them, and why they protect you.
Selling and customers
Taking Mobile Money payments safely
Mobile Money is fast and convenient, and scammers know it. Learn the common tricks, from fake payment texts to wrong transfer stories, and the one check that stops them.
Money and bookkeeping
Keep business money and personal money apart
When the shop drawer is also your household purse, you never really know if the business is making money. Here is a simple way to separate the two and pay yourself properly.
How-to guides
Keep selling when the network goes off
Network down, lights out, queue at the counter. A simple plan for keeping accurate records through outages, and how offline sales catch up when the signal returns.
Selling and customers
Selling on WhatsApp without losing track of orders
WhatsApp brings in orders, but chats get buried and payments get forgotten. A few simple habits turn a busy inbox into an order book you can trust.
Money and bookkeeping
Profitable but always short of cash? Here is why
Your report says you made a profit, yet the drawer is empty when the supplier comes. Here is where the money goes, and how to get more of it back in your hand.
How-to guides
Set up your online store and take your first order
Clear photos, honest prices, sensible delivery fees and a fast reply. Here is how to set up an online store that turns visitors into a first real order.
Grants, training and regulator deadlinesThe Growth Hub collects funding opportunities and compliance notices for small businesses in one place.
Open the Growth Hub
Ready when you are
Put these ideas to work in your business.
Create your business, add products, and bring sales, stock, orders, reports, and payouts into one clean workspace.