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Practical guides for running a better business.

Plain advice on money, stock, selling, staff, tax and growth, written for owners who run the business from their phone.

15 articles for “records”. Clear search

Read your profit and loss report in five minutes

Your profit and loss report answers one question: did the business make money? Here is how to read it line by line, and the five questions to ask it every month.

27 Oct 20265 min read

Growth and funding

Getting your business ready for a loan

What lenders ask for, how to get your records and statements ready, and how to choose a loan size your business can actually repay.

13 Oct 20265 min read

Staff and payroll

Paying staff properly: payslips, SSNIT and records

How to agree pay clearly, work out SSNIT correctly, handle PAYE, give proper payslips and keep the records that protect you and your workers.

6 Oct 20266 min read

Tax and compliance

The tax records every small business should keep

Sales, purchases, expenses, payroll and statements: the records that back up your tax returns, how to organise them, and why they protect you.

29 Sep 20265 min read

Stock and inventory

Never run out of your best sellers

Running out of a fast seller sends customers to the shop next door. Learn a simple reorder level formula using your sales rate, supplier lead time and a small safety buffer.

22 Sep 20266 min read

Selling and customers

Taking Mobile Money payments safely

Mobile Money is fast and convenient, and scammers know it. Learn the common tricks, from fake payment texts to wrong transfer stories, and the one check that stops them.

25 Aug 20266 min read

Money and bookkeeping

Keep business money and personal money apart

When the shop drawer is also your household purse, you never really know if the business is making money. Here is a simple way to separate the two and pay yourself properly.

18 Aug 20266 min read

Tax and compliance

Registering a small business in Ghana: a plain guide

Sole proprietorship or company? A plain guide to registering with the ORC, your TIN and Ghana Card, the assembly operating permit, and staying registered.

11 Aug 20266 min read

How-to guides

Keep selling when the network goes off

Network down, lights out, queue at the counter. A simple plan for keeping accurate records through outages, and how offline sales catch up when the signal returns.

4 Aug 20266 min read

Grants, training and regulator deadlinesThe Growth Hub collects funding opportunities and compliance notices for small businesses in one place.

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